Services
Advice first. Products second.
Every engagement starts with listening, not a quote sheet. These are the four ways families and business owners work with us, and what each one includes.
What we do
Four ways to work with us
Coverage Planning
New life, disability, or long-term care protection, sized to your income, debts, and the people counting on you, then shopped across A-rated insurance carriers.
Start here →Policy Review & Audit
If you already have coverage, we stress-test it against today’s needs and rates. Sometimes the answer is “keep exactly what you have.”
Request a review →Retirement & IRA Tax Strategy
Our core analysis: mapping your assets across taxable, tax-deferred, and tax-free, and modeling the pathways for your IRA.
See the framework →Professional Collaboration
We work alongside your CPA, attorney, or financial advisor, or partner with advisors directly on their clients’ insurance layer.
For advisors →No surprises
Every engagement includes
- Initial consultation: free, no obligation
- A working session on your goals
- Collaborative planning, not a pitch
- Written recommendations you can keep
- Time to review and revise together
- Actionable recommendations in plain language
- Post-project support as life changes
- Annual review: before you think to ask
The process
What working together looks like
A real conversation
A real conversation about your goals, your people, and what you most want protected. No forms necessary.
Analysis
We map coverage gaps and tax exposure, and compare options across insurance companies.
Tailored options
Two or three clear paths, with the trade-offs of each spelled out clearly.
Ongoing review
Life changes. We check in and keep your plan current, year after year.